Automobile Insurance Options
Personal Injury - Medical Payments
Personal Injury covers medical bills, lost income, household services replacement and funeral costs resulting from an auto accident, all up to the policy limit. Your family is covered plus passengers and drivers. Your family is also covered in non-owned cars or if hit by a motor vehicle as a pedestrian or cyclist. Alternatively, Medical Payments does not cover income loss.
Uninsured - Underinsured Motorist
If struck by an uninsured but liable motorist or even a hit and run driver, you will be covered for damage to your property or bodily injury to anyone in your covered vehicle. Underinsured Motorist coverage also pays for bodily injury caused by a liable motorist with inadequate coverage.
Antique automobiles are vehicles that are at least 25 years old while classic cars are vehicles 19 to 24 years old. Both the antique and classic vehicles must be in the original (or original restored) condition. This program is great for sports cars, motorcycles and light trucks as well as farm, military and other unique vehicles.